Auto Financing & Shopping Made Easy with BHFCU

Baptist Health Federal Credit Union offers new, used, and refinanced loan options with competitive, low rates that can help you save money. Whether you’re simply looking to save money on your current loan, or searching for your dream vehicle, our qualified customer service agents are here to answer your questions and assist you in getting the financing you need! Stop dreaming and start driving when you finance with BHFCU. APPLY TODAY!

New & Used Auto Loans

  • Low interest rates when you finance or refinance
  • No payment for 90 days
  • People come before profit when you finance with a credit union
  • Approval within 24 hours of application
  • No application fees
  • No pre-payment or early payoff penalties
  • Flexible terms and affordable payments
  • Pre-approval available for better negotiating power
  • Friendly, personal, and professional service
Refinanced Auto Loans
  • Feel stuck with a high interest auto loan? Refinance with BHFCU and save money each month!
  • No payment for up to 90 days
  • Select a flexible term that fits your life.
  • Lower your existing payment and rate.
  • Stash the money you save with refinancing in a BHFCU savings account and earn dividends on your return.

Why Finance with BHFCU?

Almost everyone will need a loan for a new or used automobile to meet their transportation needs. When you’re planning a new or used car or truck purchase, CALL US first. We’ll check new car cost guides or the NADA Used Car Guide to determine the vehicle’s true value and help you get your financing pre-approved before you make your purchase.

Baptist Health Federal Credit Union offers competitive rates and flexible repayment terms on all of our loans: new and used autos, motorcycles, boats, trailers, recreational vehicles, all-terrain vehicles, farm equipment and more.  Our experienced loan officers can help you figure out which car is the best buy for your budget and which loan is right for you.

*Rates and terms are subject to credit history and are subject to approval.

Raising hand out of window of car

Need to make a BHFCU Loan Payment from a Non-BHFCU Account?

Use our new secure online loan payment site and

  • Pay from a checking or savings account from other financial institutions
  • Pay with a debit card from other financial institutions

Making a Payment is Easy! Just click the “Make a Payment” button at the top of our website or visit any loan page and look for the “Make A Payment” button.

*A fee of $5.00 will be assessed by using the site. Please be aware this site is not intended for paying your loan balance in full. Contact customer service at 501-202-2373 with questions.

Make a Payment
Man Driving Car

Dealership Direct Financing

If you’re ready to make a purchase after credit union hours, we can still finance your vehicle!  Simply tell the dealership that you’d like to finance with Baptist Health Federal Credit Union.

  • Shop for the best deals
  • Research vehicles
  • Obtain auto direct dealership financing through your credit union

Get pre-approved today!

Current Interest Rates

New/Pre-Owned 2020-20244.99% Up to 36 mos
New/Pre-Owned 2020-20245.49%Up to 48 mos
New/Pre-Owned 2020-20245.99%Up to 60 mos
New/Pre-Owned 2020-20246.49%Up to 72 Mos
New/Pre-Owned 2020-20247.49%Up to 84 mos
Pre-Owned Auto 2015-20195.99%Up to 36 mos
Pre-Owned Auto 2015-20196.49%Up to 48 mos
Pre-Owned Auto 2015-20196.99%Up to 60 mos
Pre-Owned 2014 & Older7.49%Up to 36 mos
Pre-Owned 2014 & Older7.99%Up to 48 mos

*Rates Effective August 25th, 2023