Auto Financing & Shopping Made Easy with BHFCU
Baptist Health Federal Credit Union offers new, used, and refinanced loan options with competitive, low rates that can help you save money. Whether you’re simply looking to save money on your current loan, or searching for your dream vehicle, our qualified customer service agents are here to answer your questions and assist you in getting the financing you need! Stop dreaming and start driving when you finance with BHFCU. APPLY TODAY!
New & Used Auto Loans
- Competitive, low interest rates as low as 1.99% APR*
- No payment for 90 days
- People come before profit when you finance with a credit union
- Approval within 24 hours of application
- No application fees
- No pre-payment or early payoff penalties
- Flexible terms and affordable payments
- Pre-approval available for better negotiating power
- Friendly, personal, and professional service
- Feel stuck with a high interest auto loan? Refinance with BHFCU and save money each month with rates as low as 1.99% APR.
- No payment for up to 90 days
- Select a flexible term that fits your life.
- Lower your existing payment and rate.
- Stash the money you save with refinancing in a BHFCU savings account and earn dividends on your return.
Why Finance with BHFCU?
Almost everyone will need a loan for a new or used automobile to meet their transportation needs. When you’re planning a new or used car or truck purchase, CALL US first. We’ll check new car cost guides or the NADA Used Car Guide to determine the vehicle’s true value and help you get your financing pre-approved before you make your purchase.
Baptist Health Federal Credit Union offers competitive rates and flexible repayment terms on all of our loans: new and used autos, motorcycles, boats, trailers, recreational vehicles, all-terrain vehicles, farm equipment and more. Our experienced loan officers can help you figure out which car is the best buy for your budget and which loan is right for you.
- Easy Application Process
- Competitive, Low Rates as low as 1.99% APR
- No Payment for 90 Days!
- No Hidden Fees or Prepayment Penalties
- Auto, Life, and AD&D Insurance Available
- GAP Protection
- Mechanical Repair Coverage
- Credit Insurance Life & Disability
- Various Payment Options Available
- Financing for Up to 100% including taxes and other applicable fees
- Dealership Direct Financing
*Rates and terms are subject to credit history and are subject to approval.
Dealership Direct Financing
If you’re ready to make a purchase after credit union hours, we can still finance your vehicle! Simply tell the dealership that you’d like to finance with Baptist Health Federal Credit Union.
- Shop for the best deals
- Research vehicles
- Obtain auto direct dealership financing through your credit union
Current Interest Rates
|PRODUCT||APR% AS LOW AS*||TERM|
|New/Pre-Owned 2018-2022||1.99%||Up to 36 mos|
|New/Pre-Owned 2018-2022||2.49%||Up to 48 mos|
|New/Pre-Owned 2018-2022||2.79%||Up to 60 mos|
|New/Pre-Owned 2018-2022||3.29%||Up to 72 Mos|
|Pre-Owned Auto 2013-2017||2.99%||Up to 48 mos|
|Pre-Owned Auto 2013-2017||3.49%||Up to 60 mos|
|Pre-Owned 2012 & Older||4.99%||Up to 36 mos|
|Pre-Owned 2012 & Older||5.49%||Up to 48 mos|
*Rates Effective May 1, 2022