You Find Your Home, We’ll Finance the Loan
Finding the perfect home can be stressful! Let BHFCU provide some peace of mind with a variety of loan options to meet your needs. Whether you’re a first time home buyer, looking to refinance, or in search of land, BHFCU offers loan options for every need.
Our first mortgages have no origination fees, low closing costs, no private mortgage insurance (PMI), and no prepayment penalties. We offer in-house loans with financing up to 15 years. Downpayment required. Additionally we provide financing over 15 years with a smaller down payment thru CU Members Mortgage.
Need cash for a personal reason? We offer loans for almost any need with a fixed interest rate.
|4.49%||Up to 60 Months||Up to 80%|
|5.49%||61-120 Months||Up to 80%|
|5.99%||121-180 Months||Up to 80%|
Home Equity Loan
Interested in making a large, one-time purchase? Consider a Fixed Rate Home Equity Loan. This loan option lets you lock in a affordable fixed rate for up to 15 years. The loan is secured by your home’s equity and the interest you pay may be tax deductible. Consult with your tax advisor for details.
- Borrow up to 95% of the home value
- Lock in an Affordable Fixed Rate
- Interest Paid May Be Tax Deductible (consult your tax advisor)
- 5, 10, and 15 year terms
- No Application Fees
- Owner occupied properties only
- Only available in the state of Arkansas
|4.99%||Up to 60 Months||Up to 80%|
|5.99%||61-120 Months||Up to 80%|
|6.99%||121-180 Months||Up to 80%|
|5.99%||Up to 60 Months||81-95%|
BHFCU is proud to now offer land loans. Whether you are looking to buy hunting land or land for a future build, we have the loan that is right for you. Land Loans are available on a fixed rate for up to 15 years.
|5.99%||Up to 60 Months||Up to 80%|
|6.99%||61-120 Months||Up to 80%|
|7.99%||121-180 Months||Up to 80%|
Home Equity Line of Credit (HELOC)
Establish a BHFCU Home Equity Line of Credit and draw on it whenever you need funds for just about anything: college education, a new car or boat, home improvements, vacation, Christmas, or whatever else your loan needs may be. Interest calculated only on the amount you borrow. Other features include:
- Borrow up to 80% of your home’s value minus first mortgage balance
- Only available on your primary residence
- Minimal Closing Costs
- Can use money for almost anything
- Easily accessible – on-line account access, phone and in person
- Adjustable rate based on prime rate and credit worthiness
*Variable Interest Rates. Please call us at 501-202-2373 for current rate.
Other Loan Options
If you’re looking for a VA, FHA, First Time Home Buyer, a Low Down Payment Loan, or terms longer than 15 years, we offer financing options through our partnership with CU Members Mortage.
TruStage® Insurance: Simple, Straightforward, Budget-Friendly.
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.
Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.