Investments

Grow Your Wealth!

Secure your financial future with smart investing choices! Our comprehensive investment options are tailored to help you grow your wealth effectively. Experience a personalized approach that simplifies your financial journey and positions you for success. Choose to invest wisely for a prosperous tomorrow!

Retired person relaxin in a hammock near the beach.
Money Saving Solutions

Investment Options

Make the most of your money and enjoy a return on your investment! Baptist Health Federal Credit Union offers several options for investing your money, without assuming extraordinary risks. Credit Union Accounts also tend to pay higher dividends than most other financial institutions. Choose the money saving solution that best fits your financial means and lifestyle!

Certificates of Deposit

Get the return you deserve with a BHFCU certificate of deposit. Certificates of deposit are often referred to as CDs, non-liquid accounts, or time deposits and considered one of the safest ways to save. Contact us at 501-202-2373 to get a rate of return much higher than the industry average with BHFCU.

They always hold their original value, unlike the stock market

Flexible Maturity Dates (From 6 to 36 Months)

Individual Retirement Accounts

Build a retirement plan that fits the life you’ve always imagined. We offer secure, flexible, and smart savings solutions for every stage of life. IRA’s are a great way to save for your future!

Choose from Traditional or Roth IRA

Low Minimum Opening Deposits

Competitive Interest Rates & Tax Advantages

Dividends are compounded quarterly

Money Market Accounts

Baptist Health Federal Credit Union offers Money Market Accounts for investors looking for higher rates but immediate access. Earn more than you would with a regular savings account without tying up your money long term.

Minimum Balance of $2,000

Dividends are compounded monthly

Christmas Club Accounts

A Christmas Club is a savings account that’s been specially tagged for holiday spending. Sign-up for payroll deduction to have money deposited into your Christmas Club account year round. This is a great way to save your money for gifts, travel, and other holiday festivities. Multiple withdrawals are subject to a $20 withdrawal fee.

Interest Bearing Account

Convenient Access

One withdrawal per year is allowed.

Dividends compounded quarterly

Minimum Balance of $100 to earn dividends

View BHFCU Rates

Current Rates

Product / Term
Rate
APY* / Balance Requirement
Share Certificate - 3 Months
1.00%*
1.00%*
Share Certificate- 6 Months
2.00%*
2.02%*
Share Certificate - 12 Months
3.21%*
3.25%*
Share Certificate - 18 Months
3.41%*
3.45%*
Share Certificate - 24 Months
2.72%*
2.75%*
Share Certificate - 36 Months
2.45%*
2.50%*
IRA - Traditional IRA
1.49%*
1.50%*
IRA - Roth IRA
1.49%*
1.50%*
Money Market - Checking
0.25%*
0.25%* / $2,000-4999
Money Market - Checking
0.35%*
0.35%* /  $5,000+
Money Market - Savings
0.45%*
0.45%* /  $2,000-4999
Money Market - Savings
0.55%*
0.55%* / $5,000+

*Federally Insured up to $250,000 by NCUA (National Credit Union Administration). Annual Percentage Yield (APY) valid as of November 9, 2023. Rates and programs are subject to change at anytime without notice. Please call 501-202-2373 for the most up to date rate information.

More From BHFCU

Related Services

Young father with his newborn baby.

Fast, Secure, Low Interest!

Young female nurse standing in front of car in her scrubs.

Make No Payment for 90 Days