Home Equity Loans

Home Sweet Home

Unlock the potential of your property and create the sanctuary you've always envisioned. Our dedicated team is here to guide you through the process, making it simple to access the funds you need to turn your dreams into reality.

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Let Your Home Pay You Back

Home Equity Loans

Home Equity Lines of Credit and Fixed Rate Home Equity Loans are great ways to borrow what you need for home improvements, school loans, appliances, vacations, debt consolidation, weddings, or other personal needs. Get the funds for major expenses with the equity you’ve built in your home.

Ready When You Need It

With a HELOC, you could have a line of credit at the ready in case an unexpected expense comes your way, such as a hospital bill or home renovation.

Save Money on Fees

Maximize your loan with no early payoff penalties.

Maximize Borrowing

Borrow up to 95% of the value of your home with low interest rates from Baptist Health Federal Credit Union.

Affordable Fixed Rate

Fixed Rate Home Equity Loan

Interested in making a large, one-time purchase? Consider a Fixed Rate Home Equity Loan. This loan option lets you lock in a affordable fixed rate for up to 15 years. The loan is secured by your home’s equity and the interest you pay may be tax deductible. Consult with your tax advisor for details.

Borrow up to 95% of the home value

Lock in an Affordable Fixed Rate

Interest Paid May Be Tax Deductible (consult your tax advisor)

5, 10, and 15 year terms

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Rates

Home Equity & Land Loan Rates

Home Equity Loan Rate
Terms
LTV
5.99%
Up to 60 Months
Up to 80%
6.99%
61-120 Months
Up to 80%
7.99%
121-180 Months
Up to 80%
7.49%
Up to 60 Months
81-90%
7.99%
61-120 Months
81-90%
8.99%
121-180 Months
81-90%
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