Savings Accounts

Start Saving Today!

Designed to help you build a secure future, our savings options offer competitive interest rates and flexible terms to meet your unique needs.

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Start Saving with As Little as $5!

Choose the Savings Account That's Right For You

Become a Baptist Health Federal Credit Union member by opening a savings account with as little as $5. You’ll receive access to BHFCU’s low interest rates on loans, high interest rates on savings, and all of our free electronic services.

Our savings accounts are federally insured by the National Credit Union Administration by up to $250,000. We offer direct deposit allowing you set aside money and save each month without missing your money.  Plus you can access your account anytime, anywhere! Start earning interest on your funds today!

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Individual Retirement Accounts

It’s never too early to think about your future. While retirement may feel like it’s years away, it’s best to prepare early. BHFCU will work together with you to establish a savings plan that works to fulfill the retirement you’ve always imagined. Choose from a Traditional or Roth IRA to best fit your needs.

Saving Accounts

Saving Options

Reguar Savings
Account
Includes:
$5 to Open an Account
Min. Balance to Earn APY $100.00
Establish BHFCU Membership
Access Anytime, Anywherewith the BHFCU Mobile App
Nationwide ATM Access
Federally Insured by the NCUA up to $250,000
Kid's Savings
Account
Includes:
Teach kids 12 and under to save!
Just $5 to get started!
Joint ownership for parents, grandparents, or guardians
Teach your child financial responsilbity
Earn Higher Interest than Banks
Setup Direct Deposit
Money Market
Savings
Includes:
Earn Interest on Balances of $2,000 or more
Federally Insured by the NCUA up to $250,000
No Monthly Service Fee* (Must maintain a minimum balance of $2000 or a service fee will apply)
Access Anytime, Anywhere with the BHFCU Mobile App
Compounded Monthly
Money Market
Checking
Includes:
Earn Interest on Balances of $2,000 or more
Nationwide ATM Access
Federally Insured up to $250,000 by the NCUA
Compounded Monthly
No Monthly Service Fee* (Must maintain a minimum balance of $2000 or a $10 service fee will apply)
Basic plan
$180/yr
Save 20%
Includes:
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Business plan
$280/yr
Save 20%
Includes:
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Enterprise plan
$480/yr
Save 20%
Includes:
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Christmas Club Accounts

A Christmas Club is a savings account that’s been specially tagged for holiday spending. Sign-up for payroll deduction to have money deposited into your Christmas Club account year round. This is a great way to save your money for gifts, travel, and other holiday festivities.  Interest earned on the daily balance is compounded quarterly.  One withdrawal per calendar year. Any other excessive withdrawals are subject to a $20 service fee. Open a savings account for this years Christmas today!

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