IRAs
Save for Retirement
Discover new opportunities with our IRA options at BHFCU! Ideal for securing your financial future, our IRAs offer flexible investment choices tailored to your needs. Our knowledgeable team is here to simplify the enrollment process, ensuring you receive the guidance you deserve.
Invest in Your Future!
Individual Retirement Accounts
Choose between a Traditional or Roth IRA to start saving for your future. Not sure which is right for you? View the differences below, or call us with questions at 501-202-2373!
IRA Options
Traditional IRA
Roth IRA
Educational IRA
1.50%
APY*
Competitive Interest Rates
No monthly maintenance fee
No fee to transfer funds in and out
At age 72 (or if you turned 70½ before January 1, 2020), automatically distribute your IRS required minimum distributions
Deposit is insured up to $250,000 by NCUA
Dividends compounded quarterly
Great option when rolling over your pension or 401k
1.50%
APY*
Competitive Interest Rates
No minimum deposit. No maintenance fee
Tax free qualified withdrawals
Invest no matter you age, as long as you have earned income (when certain adjusted gross income requirements are met)
No required minimum distributions
No fees to transfer funds in and out of BHFCU
Deposit is insured up to $250,000 by NCUA
1.50%
APY*
Competitive Interest Rates
Educational IRA's exists to help pay for your child's education expenses such as tuition, books, and in some cases, room and board
Withdrawals for certain qualified education expenses are tax-free
Deposit is insured up to $250,000 by NCUA
*Rates and programs are subject to change at anytime without notice. Please call 501-202-2373 for the most up to date rate information.