Stethoscope on Piggy Bank in Doctors Hand

Choose the Savings Account That's Right For You

Become a Baptist Health Federal Credit Union member by opening a savings account with as little as $5. You’ll receive access to BHFCU’s low interest rates on loans, high interest rates on savings, and all of our free electronic services. 

Our savings accounts are federally insured by the National Credit Union Administration by up to $250,000. We offer direct deposit allowing you set aside money and save each month without missing your money.  Plus you can access your account anytime, anywhere! Start earning interest on your funds today! 

Regular Savings

Account
0.01% Annual Percentage Yield
  • $5 to Open an Account
  • Min. Balance to Earn APY $100.00
  • Establish BHFCU Membership
  • Access Anytime, Anywhere
    with the BHFCU Mobile App
  • Nationwide ATM Access
  • Federally Insured by the NCUA up to $250,000

Christmas Club

Account
0.01% Annual Percentage Yield
  • Teach kids 12 and under to save!
  • Just $5 to get started!
  • Joint ownership for parents, grandparents, or guardians
  • Teach your child financial responsilbity
  • Earn Higher Interest than Banks
  • Setup Direct Deposit

Money Market

Savings
0.45% Annual Percentage Yield
  • Earn Interest on Balances of $2,000 or more
  • Federally Insured by the NCUA up to $250,000
  • No Monthly Service Fee* (Must maintain a minimum balance of $2000 or a service fee will apply)
  • Access Anytime, Anywhere with the BHFCU Mobile App
  • Compounded Monthly

Money Market

Checking
0.25% Annual Percentage Yield
  • Earn Interest on Balances of $2,000 or more
  • Nationwide ATM Access
  • Federally Insured up to $250,000 by the NCUA
  • Compounded Monthly
  • No Monthly Service Fee* (Must maintain a minimum balance of $2000 or a $10 service fee will apply)

MORE WAYS TO SAVE

Graduation
Coverdell Education Savings Certificates Accounts

These accounts work very much like a 529 plan, offering tax-free investment growth and tax-free withdrawals when the funds are spent on qualified education expenses. However, in addition to college expenses, certain K-12 purchases are also considered qualified when using a Coverdell ESA.

Nurses with clipboard talking
Individual Retirement Accounts

It’s never too early to think about your future. While retirement may feel like it’s years away, it’s best to prepare early. BHFCU will work together with you to establish a savings plan that works to fulfill the retirement you’ve always imagined. Choose from a Traditional or Roth IRA to best fit your needs. 

happy family

Christmas Club Accounts

A Christmas Club is a savings account that’s been specially tagged for holiday spending. Sign-up for payroll deduction to have money deposited into your Christmas Club account year round. This is a great way to save your money for gifts, travel, and other holiday festivities.  Interest earned on the daily balance is compounded quarterly.  One withdrawal per calendar year. Any other excessive withdrawals are subject to a $20 service fee. Open a savings account for this years Christmas today! 

TESTIMONIALS