Investments

Make the most of your money and enjoy a return on your investment! Baptist Health Federal Credit Union offers several options for investing your money, without assuming extraordinary risks. Credit Union Accounts also tend to pay higher dividends than most other financial institutions. Choose the money saving solution that best fits your financial means and lifestyle! Federally Insured up to $250,000 by NCUA (National Credit Union Administration).

Black family at the beach

Certificates of Deposit

Get the return you deserve with a BHFCU certificate of deposit. Certificates of deposit are often referred to as CDs, non-liquid accounts, or time deposits and considered one of the safest ways to save. Contact us at 501-202-2373 to get a rate of return much higher than the industry average with BHFCU.

  • They always hold their original value, unlike the stock market
  • Flexible Maturity Dates (From 6 to 36 Months)
  • Federally Insured up to $250,000 by NCUA (National Credit Union Administration)

Term APY*
3 Months0.15%*
6 Months0.25%*
12 Months0.40%*
18 Months0.45%*
24 Months0.45%*
36 Months0.45%*

Individual Retirement Accounts

Build a retirement plan that fits the life you’ve always imagined. We offer secure, flexible, and smart savings solutions for every stage of life. IRA’s are a great way to save for your future!

  • Choose from Traditional or Roth IRA
  • Low Minimum Opening Deposits
  • Competitive Interest Rates
  • Tax Advantages
  • Dividends are compounded quarterly
  • Federally Insured up to $250,000 by NCUA (National Credit Union Administration)

ProductAPY*
Traditional IRA0.75%*
Roth IRA0.75%*

Money Market Accounts

Baptist Health Federal Credit Union offers Money Market Accounts for investors looking for higher rates but immediate access. Earn more than you would with a regular savings account without tying up your money long term.

  • Minimum Balance of $2,000
  • Convenient Access
  • Dividends are compounded monthly
  • Federally Insured up to $250,000 by NCUA (National Credit Union Administration)

ProductAPY%*Balance Requirement
MM Checking 0.03%*$2000-4999
MM Checking0.04%*$5000+
MM Savings 0.03%*$2000-4999
MM Savings 0.04%*$5000+

Christmas Club Accounts

A Christmas Club is a savings account that’s been specially tagged for holiday spending. Sign-up for payroll deduction to have money deposited into your Christmas Club account year round. This is a great way to save your money for gifts, travel, and other holiday festivities. Multiple withdrawals are subject to a $20 withdrawal fee.

  • Interest Bearing Account
  • Convenient Access
  • One withdrawal per year is allowed.
  • Dividends compounded quarterly
  • Minimum Balance of $100 to earn 0.01% APY*
  • Federally Insured up to $250,000 by NCUA (National Credit Union Administration)

*Rates and programs are subject to change at anytime without notice. Please call 501-202-2373 for the most up to date rate information.