Current Specials

For a limited time Baptist Health Federal Credit Union is offering Home Equity Loans with fixed interest rates as low as 2.99% APR*. No origination and no application fees!

What is a Home Equity Loan?

A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed term, just like your original mortgage.

How Can I Use My Fixed Rate Home Equity Loan?

  1. Home Improvements: Transform your home using the equity you’ve already earned. Remodel and get the chefs kitchen of your dreams, build a new swimming pool, add a new room, or create the luxurious deck of you’ve always wanted!
  2. Debt Consolidation: Stop spending so much money on high interest credit cards or loans. Consolidate your  all of your debt under one roof. The best part? You’ll have all of this in one payment with a flat and reasonable interest rate.
  3. Weddings: Say “I do” to the wedding you’ve been dreaming of by using the equity in your home.
  4. Vacation: Take that special getaway you’ve been wanting to go on. Instead of paying a high credit card rate, you’ll have everything you need because of the equity in your home!
  5. Everything Else: Medical Bills, Adoptions, Dental Work, Emergencies –whatever the need, your home’s equity is here for you!

Don’t miss your chance!  Apply for a fixed interest rate home equity loan as low as 2.99% APR* with no consolidation and no application fees!


Applying for a loan has never been easier! No more paperwork, just click Apply for a Loan below. Fill out the required forms, upload your documents, and get approved for a loan!

Fixed Rate Home Equity Loans as low as 2.99% APR

*Subject to credit approval. This is not a commitment to lend. All approvals are subject to underwriting guidelines and loan policies. Restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice and offer may be withrdrawn at any time. Must meet membership eligibility requirements. Federally Insured by NCUA.