Baptist Health Federal Credit Union Logo


How To Apply for Loan

No matter how long you’ve been a member, you are eligible to apply for a loan at Baptist Health Federal Credit Union. Members can request a loan application in person, through the mail, by telephone or by simply clicking: Apply Now!

Our loan decisions are based on your credit, financial history and ability to repay the loan. At your credit union, your loan application is processed quickly and fairly.

  • No application fee
  • Competitive rates
  • Make your payment via payroll deduction, direct deposit, mail, in person, or by utilizing our Telephone Teller
  • Internet Branch

Auto Loans

New and Used Auto Loans and Auto Refinancing From time to time. Almost everyone will need a loan for a new or used automobile to meet their transportation needs. When you’re planning a new or used car or truck purchase, contact us first. We’ll check new car cost guides or the NADA Used Car Guide to determine the vehicle’s true value and help you get your financing pre-approved before you make your purchase.


If you’re ready to make a purchase after credit union hours, we can still finance your vehicle!  Simply tell the dealership that you’d like to finance with Baptist Health Federal Credit Union.

Baptist Health FCU has partnered with an indirect lending program CUDL. Still researching or shopping for a new or used vehicle?

Click HERE to access CUDL AutoSMART and:

  • Shop for the best deals
  • Research vehicles
  • Obtain auto direct dealership financing through your credit union

Get pre-approved today!

Refinancing & Other Collateral Loans

Did you buy a new car, truck, van or sport utility vehicle but didn’t get your financing through your credit union? Then you need to check into refinancing your loan with us. Often, we can help you save money by lowering the interest rate or lowering the payment. Either way, we’re here to help. Boat and Recreational Vehicle Loans BHFCU offers financing for both new and used boats, campers, motorcycles and recreational vehicles. Whether you want to spend free time or retirement at the lake or travel the country in an RV, we can help by offering competitive financing with easy terms. payment. Either way, we’re here to help.

Personal Loans

Loans for Almost Any Consumer Need. Need cash for a personal reason? We offer loans for almost any need at a fair and reasonable interest rate. A BHFCU Signature Loan is perfect for a new appliance, ATV, UTV, lawn or garden equipment, a utility trailer, electronics, a home computer system… well, practically any consumer need.