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Auto Loans

Baptist Health Federal Credit Union offers New and Used Auto Loans and Auto Refinancing

Almost everyone will need a loan for a new or used automobile to meet their transportation needs. When you’re planning a new or used car or truck purchase, CALL US first. We’ll check new car cost guides or the NADA Used Card Guide to determine the vehicle’s true value and help you get your financing pre-approved before you make your purchase.

Let us put you behind the wheel of your new vehicle.  Baptist Health Federal Credit Union offers competitive rates and flexible repayment terms on all of our loans: new and used autos, motorcycles, boats, trailers, recreational vehicles, all-terrain vehicles, farm equipment and more.  Our experienced loan officers can help you figure out which car is the best buy for your budget and which loan is right for you.

  • Competitive, low rates
  • No hidden fees or prepayment penalties
  • 72 month financing available with approved credit
  • Various payment options available
  • Financing for up to 100% of the retail value*

*Rates and terms are subject to credit history and are subject to approval.  APPLY HERE


If you’re ready to make a purchase after credit union hours, we can still finance your vehicle!  Simply tell the dealership that you’d like to finance with Baptist Health Federal Credit Union.

Baptist Health FCU has partnered with an indirect lending program CUDL. Still researching or shopping for a new or used vehicle?

 Access CUDL AutoSMART and:

  • Shop for the best deals
  • Research vehicles
  • Obtain auto direct dealership financing through your credit union

Get pre-approved today!