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Author Archive for Amanda

Calculators

For your convenience, we provide several on-line calculators to assist you in your financial planning.

calculatorsSavings Calculators

  • [lightbox href=”http://www.cavionplus.com/calc/calc_cu/html/calc-sdeposit.html” iframe=”true” width=”700″ height=”500″]Single Deposit Savings Calculator[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/calc/calc_cu/html/calc-mdeposit.html” iframe=”true” width=”700″ height=”500″]Multiple Deposit Savings Calculator[/lightbox]

Loan Calculators

  • [lightbox href=”http://www.cavionplus.com/calc/calc_cu/html/calc-loan.html” iframe=”true” width=”700″ height=”500″]Loan Payment Calculator[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/calc/calc_cu/html/calc-aprrebate.html” iframe=”true” width=”700″ height=”500″]Low APR vs. Rebate Calculator[/lightbox]

Mortgage Calculators

  • [lightbox href=”http://www.cavionplus.com/calc/mtgbi-wk.html” iframe=”true” width=”700″ height=”500″]Transition to a Bi-Weekly Mortgage Calculation[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/calc/mtgrefin.html” iframe=”true” width=”700″ height=”500″]Mortgage Refinance[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/calc/mortold.html” iframe=”true” width=”700″ height=”500″]Mortgage 1[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/calc/mort.html” iframe=”true” width=”700″ height=”500″]Mortgage 2[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/balloon.pl” iframe=”true” width=”700″ height=”500″]Convertible Balloon Mortgage Calculator[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/biweekly.pl” iframe=”true” width=”700″ height=”500″]Biweekly Mortgage Calculation[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/flap.pl” iframe=”true” width=”700″ height=”500″]Mortgage Payment Table Calculator[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/howmuch.pl” iframe=”true” width=”700″ height=”500″]How much house can you afford?[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/prepay.pl” iframe=”true” width=”700″ height=”500″]Prepayment Mortgage Reduction[/lightbox]
  • [lightbox href=”http://www.cavionplus.com/cgi-bin/scripts/qualify.pl” iframe=”true” width=”700″ height=”500″]Mortgage Qualification Calculator[/lightbox]

Mortgages

Check out our mortgage rates here

Loans

Loan Rates Apply Online
ProductAPR% as low as*Term
New Vehicles2.99% Up to 60 mos
New Vehicles3.49% Up to 75 mos
New Vehicles6.49% Up to 84 mos
Pre-Owned Auto 20182.99% Up to 60 mos
Pre-Owned Auto 20183.49% Up to 75 mos
Pre-Owned Auto 20173.99% Up to 60 mos
Pre-Owned Auto 20174.49% Up to 75 mos
Pre-Owned Auto 20164.99% Up to 60 mos
Pre-Owned Auto 20154.99% Up to 75 mos
Pre-Owned Auto 20145.99% Up to 60 mos
Pre-Owned Auto 20135.99% Up to 48 mos
Pre-Owned 2012 & Older7.99% Up to 42 mos
New RV's, Boats, ATV, Farm & Lawn Equip.5.99% Up to 72 mos
Used RV's, Boats, ATV, Farm & Lawn Equip.6.99% Up to 72 mos

IRAS

ProductAPY%Minimum
Opening
Deposit
Minimum
Balance to
Earn APY
Compounding
Method
Crediting
Frequency
IRA Standard2.5%NA$1.00QUARTERLYQUARTERLY

IRA

An Individual Retirement Account, or IRA is one of the most popular ways to save for retirement. You can use payroll deduction or add any amount up to the maximum permitted by the IRS regulations. Our IRA Account never carries a fee or activity charge. However, the IRS may impose a penalty for early withdrawal under certain circumstances.

*Rates are subject to change without notice.

*APY=Annual Percentage Yield. For a complete disclosure of terms and conditions, contact the credit union office. Fees may reduce earnings if applicable.

** Minimum balance required to earn dividends.

Certificates

Certificate Rates Open an Account
ProductAPY%Minimum
Opening
Deposit
Minimum
Balance to
Earn APY
Compounding
Method
Crediting
Frequency
3 Month Certificate0.15%$1,000.00$1,000.00DAILYQUARTERLY
6 Month Certificate0.25%$1,000.00$1,000.00DAILYQUARTERLY
12 Month Certificate0.40%$1,000.00$1,000.00DAILYQUARTERLY
18 Month Certificate0.45%$1,000.00$1,000.00DAILYQUARTERLY
24 Month Certificate0.45%$1,000.00$1,000.00DAILYQUARTERLY
36 Month Certificate0.45%$1,000.00$1,000.00DAILYQUARTERLY

Deposit Accounts

Deposit Accounts Open an Account
ProductAPY%Minimum
Opening
Deposit
Minimum
Balance to
Earn APY
Compounding
Method
Crediting
Frequency
Free Checkingna$25.00$25.00MONTHLYMONTHLY
Savings Accounts0.05%$5.00$100.00QUARTERLYQUARTERLY
Kids Club Accounts0.05%$5.00$100.00QUARTERLYQUARTERLY
Christmas Club Account0.05%$5.00$100.00QUARTERLYQUARTERLY
Money Market Checking Account0.55%$2,000.00$2,000.00MONTHLYMONTHLY
Money Market Checking Account0.76%$5,000.00$5,000.00MONTHLYMONTHLY
Money Market Savings Account0.81%$2,000.00$2,000.00MONTHLYMONTHLY
Money Market Savings Account1.01%$5,000.00$5,000.00MONTHLYMONTHLY